Welcome Friends and Soon-to-be Happy Shoppers:

The world is changing. Anybody remember when it was fun to go shopping?
I do. – I could go to the store, have a personal interaction, TOUCH the products … and maybe even get a discount if I was a loyal customer.

Those were the days. And it doesn’t take a genius to see the value of our money fading fast, too! But hey, it’s not all bad.

There’s a silver lining – And here it is: Now… retailers and service providers are feeling the pressure and noticing that customers are looking for REAL SERVICE.

GOOD COMPANIES ARE DOING ALMOST ANYTHING THEY CAN TO GET YOU IN THE DOOR RIGHT NOW!!!

Including cooking-up some big savings and better-than-usual products and offers. So… Enjoy our picks for the best offers we could dig up in early 2019!
(… with some special bonuses on at the end …)

The Top 6 Ways to get a REAL DEAL this year … all in one place!

(PSST: You can save THOUSANDS if you take advantage of these. But almost ALL of them are limited … so you can thank me later.)

1) $3,000 Mortgage Discounts Are Little-Known, Still Available, and Likely Gone Soon

The Little-Known FMERR Program Gives You BIG savings on your mortgage … as long as you act before the banks shut it down!

Who knew? – There’s a brilliant new Government Program called Freddie Mac’s Enhanced Relief Refinance (FMERR).

It’s a heavy hitter on our list because it reduces your mortgage by as much as $3,000 per year! – Without a whole lot of paperwork.

But there’s a catch: you need to act soon, if you want to get in. That’s why it’s first on our list.

The great thing about it? – It’s a Government Program and homeowners benefit from it FIRST… banks don’t have much say in the matter. But because of pressure from big money institutions… the program could expire at any time or be done as we speak. But … If you sign on soon and get your foot in the door … you’re in for life.

So if you could benefit from lower monthly payments, and pay off your mortgage faster with this program… you should give it a click and see if you qualify for FMERR today. It’s not going to last, the way things are.

NOTE: FMERR is a Free Government Program and there’s absolutely NO COST to see if you qualify. Worth checking out for sure.

Click this link now to SAVE $3,000 Using FMERR, a government program set to expire soon

2) How to Get the BEST RATE on Life Insurance This Month… even IF you’re getting older.

Here’s the problem with life insurance… Once you need it, they boost your rates and premiums through the roof! Sound familiar?

Does that make sense? You’ve paid for it your whole life! Not to me.

BUT… you can carve out some premier savings right now if you shop around and take advantage of a unique offer one company threw together.

I know… It’s hard to even think about leaving your long-term provider behind. But face it, friend, there are always better things on the horizon… So in the spirit of “shopping around” and getting the best deals, we’ve gone ahead and linked you to a different kind of provider who’s taking a unique approach to getting your business. – Even if you’re growing older.

Why? – because technology has advanced, and new search engines can qualify you for multiple life insurance policies … IN MINUTES!

In fact: YOU CAN QUALIFY FOR:   $1/day …. $500,000 policy … with NO Medical Exam … UP TO AGE 85!   Right now. They’ve got that. Online!

Not bad, considering you don’t even waste your time going to an office or picking through a million plans … They show you the best ones, point-blank. With up to 70% savings in most cases, and nice clear terms. So imagine what that could do for your budget, and your family. Where to see your policy options?

There’s real savings here … even if you’re growing older! And a bonus! … it’s easy to use AND they have real people on the phone.

3) Dark Spots?

Steven Gundry, MD is so confident he can help you … fix your dark spots … that he’s letting you try America’s best product to help reduce dark spots with a 100% satisfaction guarantee!

Let’s face it… dark spots are annoying. And it’s hard to get a straight answer that REALLY works. Then in comes Dr. Steven Gundry…

A celebrity doctor … one of the world’s preeminent heart surgeons … and author of three best-selling books on nutrition and natural healing… Doctor Gundry’s new product, Dark Spot Diminisher is the new 100% all natural formulation that’s dominating the market right now. And for good reason: RESULTS.

Dark Spot Diminisher quickly became America’s Best Selling Solution right after it was launched… and THOUSANDS of people are already seeing success with a simple daily application. Even if they’ve tried everything else. But like all the retailers on this list… MD Gundry wants to get you in the door and wants to SHOW you it works, now. So you can see the results yourself.

He’s giving you a 100% satisfaction guarantee or they will refund your money in full if you don’t enjoy a healthier, less-spotted appearance. Not bad. You have nothing to lose, and a 90-day money-back guarantee the whole time. Amen.

Try the formula yourself risk-free, and see if you’re one of the thousands he can help. Great success rates and an ironclad 100% satisfaction guarantee make this one a biggie on our list.

4) FIVE STAR SURVIVAL FOOD KIT BEING GIVEN AWAY TO GET YOUR BUSINESS! – FREE OF CHARGE.

Not all long-term Ready-to-Go Meals are created equal!

In fact… most of them can’t come close to the brass-tacks, double-coverage guarantee that Patriots for Food is giving you. Let me explain: First, if you’re not satisfied with the quality of the food… they’ll simply refund your Money Back for a Full 365 DAYS! But second… and this one’s the kicker…

They give you a 300% money-back guarantee if you find your food has spoiled or gone bad FOR 25 YEARS! – An unheard of guarantee, on a product that will undoubtedly make you feel more secure when you’ve got it stashed in your pantry. And to earn your business and get you in the door … FOR A LIMITED TIME THEY GIVE YOU A 72-HOUR SURVIVAL FOOD KIT FREE.

They typically sell this kit to the general public for $27.00 plus shipping and handling. And out of 5,300+ customer reviews, the product was rated 5 out of 5 stars. So it’s worth a try, and you’ve literally got nothing to lose. Take advantage of this offer today, because this one is rare. – And more people than you think are doing this kind of thing.

In fact… though it looked like it was still available when I wrote this… I usually have to check back every few weeks. Supplies seem to run out fast, because survival food is more popular than you think. (makes sense I guess, right?)

5) Spend Five Minutes Online – Get a Hefty Discount on Auto Insurance! … especially if you’re paying more than $50 a month.

Did you know? If you’re a safe driver, you’re almost certainly paying too much for car insurance.

It’s true… Most qualified safe drivers aren’t shopping around, so insurance companies who can give you lower rates are doing whatever it takes to get your attention. Including offering safe drivers a HUGE discount!

So why not shop around for the best rates? It’s better than staying locked into an overpriced plan and paying WAY more. And these days… it’s easy to check your rates from MULTIPLE companies in just a few minutes and find the one that’s right for you.

Your options may surprise you. If you’re paying more than 50 bucks a month, and you haven’t had any accidents in the last two years… this deserves your attention. It’s easy to forget about how costs add up when you’re billed monthly… so most people can anticipate a savings of HUNDREDS of dollars over the course of the year, at least. That’s just smart long-term budgeting.

Your money’s better spent on having fun where you’re going to, anyway… not on getting there.

…and see ALL your Auto-Insurance options in a couple minutes!

AND FINALLY … 6) (THE ONE EVERYBODY NEEDS) EBATES … the King of Getting You In the Door … puts out their most INSANE promotions yet!

LISTEN UP: If you like shopping for Anything…Anywhere…you can MAXIMIZE your points and get REAL cash back!

(…and you’ll wonder how you ever lived without it.)

Think you’ve earned all the ‘great cash-back options’ already? – Got a credit card that’s giving you 1% or even 2-3% cash back? Okay, but…

How about: 4% 6% 8% 10% or even higher? – Yes, SERIOUS cash.

And where?

Nice Places like:

MACY’S – 6%
WALMART – 5%
OVERSTOCK – 4%
EBAY – 6%
SAKS FIFTH AVENUE – 10%
NEIMAN MARCUS – 10%
KOHL’S – 6%
HOLIDAY INN – 10%

And that’s just the cash back… There’s a whole lot more to it! EBATES gives you access to new coupons and gift cards every day that give you sky-high discounts… just to earn your business!

What are those serious discounts like?

1. Vera Bradley 25% off + Free Shipping
2. Hilton 35% + 2.5% cash back
3. Old Navy 40% + 4% cash back
4. Foot Locker 35% + 2% cash back
5. Etc… LOTS of Etc…

It’s a long, long list of OVER 2,500 STORES that you’re already shopping at!

You could literally be making hundreds a year, just by buying the stuff you buy anyway! – Those are big rates. – DID YOU READ THAT???

How do you join EBATES, what does it cost? – IT COSTS YOU NOTHING, NOT A CENT. PERIOD. And they give you $10 right now just for signing up! This makes you money! You’re welcome.

Plus… those daily deals are bound to surprise you… And before long, you’ll pull up the EBATES webpage every time you go out … just to make sure you’re getting the best deals (in addition to your cash back).

You can even sign up with one tap if you use Google or Facebook. And you can view the entire inventory of deals available to you, right now!

You’ve probably missed out on hundreds in savings this year already. And no… there’s no fees, hidden costs, or annual memberships. Just….

CRAZY deals to get you in the door… Just Like I Promised!

Shop with confidence again friends! Best Wishes!

!!!  SPECIAL BONUS OFFERS FOR YOU !!!

4 Hard-to-Believe BONUSES that Protect Your Life and Help You Thrive this Year!

Check out these bonuses to:

Get a Financial Boost
Secure Your Home and Family
Make Tax Time Easier
Give Your Credit a Helping Hand

Here they are….

YOUR BONUS #1

KNOW Your Credit Score(s) Today!

Yes! All Three…for FREE…Right now!

HEADS UP! Most Americans don’t know: you have THREE credit scores that affect your financing options.

…and ALL OF THEM matter, a lot.

You should keep an eye on this if you’re worried about fraud. Get the FACTS on your credit scores now… and approach your bank with CONFIDENCE, next time.

FREE … CONFIDENTIAL … AND IMPORTANT

You may be very glad you did.

BONUS #2

Is Your Home (Really) Covered?

If you’re tired of random repairs… or worrying about malfunctions… Here’s your answer.

You can get peace of mind about your home, appliances, wiring and lots more! In one fell swoop.

FULL COVERAGE with a simple…fair…monthly payment.

Think it’s not covered? – It probably is.

Choice Home Warranty is doing things differently this year… a nice offer inside.

BONUS #3

Bad Credit? – Need another chance?

DID YOU KNOW THERE’S ONE BANK WHO WILL GIVE YOU A CHANCE?

Yes. You can get a credit card with bad credit and start boosting your reputation again.

Horizon Gold will give you:

EASY TERMS
NO CREDIT CHECK
NO EMPLOYMENT CHECK
FAST ONLINE APPROVAL
A GENEROUS LIMIT
And…

THEY’LL REPORT YOUR SUCCESS TO THE MAJOR BUREAUS

So You Can Qualify for Financing Again!

Think it’s got to be harder than that? Nope.

BONUS #4

Got the Tax-Website Blues?

America’s most well-loved tax prep firm is doing your Taxes differently this year.

And it’s actually worth noticing… that’s why we put it on our list of bonuses for you. – Worth a click.

Now, you can get a REAL person on the phone and get help when you need it. Period.

Not to mention the software tools they give you are top-notch, the rates are fair and EASY to understand, and they’ve been in business for 64 YEARS! – They know how to give you the best. And it’s cheap!

HOPE YOU ENJOYED YOUR BONUSES! HAPPY DEALS FRIENDS!

Take advantage now… most of these won’t be around long. Enjoy!