Bearing a physically heavy weight or load(adjective)
WordNet. Princeton University. 2010.
Use "loaded down" in a sentence
"A diamond of great size was in his bright-blue scarf; another, its match, loaded down his fat little finger."
"One would prefer to travel on a vessel without a single boat, rather than on some other vessels which were loaded down with life-boats, where the government of Mind was not understood!"
"Now that he was loaded down with riches, land, and property, no doting father could possibly judge Agrippa a fortune hunter; he was, besides, very attractive in his person."